Mortgage Promise

About you

Number of applicants

Number of applicants

This is the number of people who will be named on the mortgage. For three or more applicants, please call us on 0800 056 1088

By applying for a Mortgage Promise in joint names, a financial association will be created between your credit records. To find out more about this you can read our privacy statement.

Eligibility

To find out if you are eligible to apply, please answer the following questions. For two applicants these will apply to both:

Are you aged 18 or over and will you be under 75 at the end of the mortgage term?

Are you aged 18 or over and will you be under 75 at the end of the mortgage term?

Are you a UK resident (excluding Northern Ireland, Isle Of Man and the Channel Islands)?

Are you a UK resident (excluding Northern Ireland, Isle Of Man and the Channel Islands)?

Is this application for your main residence?

Is this application for your main residence?

Do you have a regular income?

Do you have a regular income?

Have you (or the second applicant) been in arrears in the last six years with any borrowing or ever had a property repossessed?

Have you (or the second applicant) been in arrears in the last six years with any borrowing or ever had a property repossessed?

Do you (or the second applicant) have any county court judgements (CCJs) or a court decree?

Do you (or the second applicant) have any county court judgements (CCJs) or a court decree?

Have you (or the second applicant) been declared bankrupt, entered into an Individual Voluntary Arrangement (IVA) or debt relief order within the last 6 years or still have an outstanding bankruptcy restriction order?

Have you (or the second applicant) been declared bankrupt, entered into an Individual Voluntary Arrangement (IVA) or debt relief order within the last 6 years or still have an outstanding bankruptcy restriction order?

Are you looking to take out a mortgage on an interest only basis?

Are you looking to take out a mortgage on an interest only basis?